One resilient layer your bank runs.
Think of EBB as a smart switchboard between your customers and every payment network — money flows both ways through it, and when a payment fails it fixes itself. It sits in front of your core banking, which stays exactly as it is. You own it, and you run it in your own estate.
Built once. Extended safely.
One resilient layer between your customers and every payment network — here it is in plain terms, then in full. You run it in your own estate; your core banking stays exactly as it is.
Think of EBB as a smart switchboard between your customers and every payment network — money flows both ways through it, and when a payment fails it fixes itself.
A customer paying you (money in, C2B), you paying a customer (money out, B2C), or business-to-business — EBB routes each one. Your core banking is your own separate system; EBB plugs into it and leaves it unchanged.
Applied automatically after a payment leaves your core — no human in the loop.
Route
Every payment sent down the right rail the moment it’s made — resilient routing, no manual steps.
Retry
Timeouts and failures caught, backed off and re-attempted automatically — never paying twice.
Reverse
Payments that can’t clear are auto-reversed back to the core, fully audited — the customer is made whole.
Reconcile
Every leg matched against the operator continuously — mismatches resolve before month-end.
The same story with the real components. The dashed frame is the EBB platform — what you run; your core banking sits outside it, separate.
→ scroll to see the full diagram
How to read it: every channel enters through the EBB gateway (one front door); the core orchestrates the payment and invokes the operator’s signed plugin to reach the network and settle. Your core banking is a separate system that EBB plugs into, untouched. Card authorization stays real-time on the card networks; EBB owns routing, retry, reversal, reconciliation, AML and audit.
The core & gateway
Move money — resilient routing, retry, reverse. Keep the books true — reconcile, ledger sync. Prove & protect — signature verification, AML, audit.
The plugins
A small integration to one operator — signed at build, verified by the core before it loads. Mobile money, cards, inter-banking, cross-border.
How it deploys
Software your bank runs, inside your own estate, on a gateway and the cores you operate. Your core untouched; a new rail live in weeks; high availability.
The controls a regulator can see — applied by the core itself.
Signatures
Every payload cryptographically signed — the message, not just the channel.
Mutual TLS
Both ends verified on every connection. No password fallback.
Network isolation
Each surface on separate, segmented ports — blast radius contained.
AML screening
Sanctions & AML checks at the infrastructure layer, before settle.
PCI-DSS masking
Sensitive fields masked at ingestion — never stored in the clear.
Audit trail
Every field, at every stage, logged — immutable and queryable.
- Owned by the bank — you run it in your own estate, not a vendor’s cloud.
- Any core, any rail — Finacle/T24/FlexCube/custom; mobile money to SWIFT.
- Resilient by default — most failures resolve before anyone is paged.
- Live in weeks — a new operator is one small signed plugin.
- Provable trust — signed code, AML screening, immutable audit.
- Zero vendor lock-in — one consolidated layer, every rail in one place.
One platform for every payment — yours to run, proven every time.
Put the platform in front of your team.
Thirty minutes with our engineers — architecture, plugin signing, deployment, audit. Bring your security and platform people; we’ll go as deep as you want.