EBB Systems Schedule a briefing
About EBB Systems

We build the payment layer banks own.

The orchestration layer between every channel your customers touch and every rail they reach — engineered so control stays with the bank.

what we are

One resilient layer, owned by the bank.

What EBB is, and what it does for every payment that runs through it:

Between channel and rail

Every channel your customers touch on one side, every rail your payments reach on the other. EBB is the single resilient layer in between — tapping your core without ever becoming the record.

CHANNELS RAILS Mobile app USSD Agency Host-to-host Mobile money Cards Interbank Cross-border EBB THE LAYER LEDGER INTERFACE Core banking SYSTEM OF RECORD

Your core stays the record

The system of truth stays exactly where it is — EBB never becomes the book of record.

Payments keep moving

When a rail goes down, EBB routes around it, retries and reverses — clearing without anyone being paged.

Matched and provable

Every transaction reconciled continuously, on an immutable, auditable trail on your own data.

The layer your team has been holding together by hand — engineered, owned by you, and built to stay up.

proven in production

Live systems, moving real money.

Our team brings production-grade delivery built inside one of East Africa’s largest commercial banks — and we ship that experience across a growing roster of institutions. These integrations are live in production today:

6 mobile-money operators5+ marketsISO 20022 · ISO 8583millions of transactions / day
Mobile money6 operators · 5+ markets · C2B, B2C, B2B
M-PESAAirtel MoneyVodacomMTNAfricellOrange

Kenya · Uganda · Tanzania · Rwanda · DRC

Interbank & switchesReal-time transfers · ISO 20022
PesaLink / IPSLPAPSSMultipay DRC
International remittanceInbound & outbound corridors
ThunesMastercard SendMoneyGram
Core bankingMiddleware layer · custom API adapters
FinacleCustom cores
Observability & opsFull telemetry, every environment
ELK StackPrometheusGrafana
built on standards

Standards-first, by construction.

Every integration speaks the messaging and settlement standards banks and switches already trust — signed, encrypted, and observable end to end.

ISO 20022Real-time messaging

Native messaging for modern interbank and cross-border rails.

ISO 8583Card & switch

Interoperability on the standard the card networks run on.

RTGS & ACHSettlement rails

Real-time gross settlement and batch clearing on national payment rails.

PKI & TLSSigned & encrypted

PKI-based digital signatures and TLS/SSL on every message and connection.

PCI-DSSCard-data security

Card data masked at ingestion and protected end to end.

Continuous monitoringFull observability

ELK, Prometheus and Grafana telemetry across every environment.

what we believe

Four convictions we build on.

01

Banks should own their rails

Resilience and routing are too important to live inside a vendor’s black box. EBB runs in your estate, under your controls — yours to operate and yours to change.

02

Connectivity is commodity; resilience is the product

Anyone can reach a rail. Keeping payments moving when one fails — routing, retrying, reversing, reconciling — is the hard part, and the part we obsess over.

03

Engineered, not assembled

Built by engineers for the people who run payments at 2am. No glue-code sprawl, no integration-by-integration drift — one layer, designed to be operated.

04

No lock-in

A standard layer your bank runs, with your core as the record. Add a rail as a config change or a plugin — and leave on your own terms.

who we build for

Regulated institutions, worldwide.

EBB is built for organisations that move other people’s money and answer to a regulator for it — on the core banking systems they already run.

Banks

Tier-1 to challenger banks running Finacle, T24, FlexCube, or a custom core — modernising payments on the core they already run.

Licensed fintechs & PSPs

Payment service providers and licensed fintechs that need bank-grade resilience, audit, and compliance on infrastructure they control.

Engineering teams

The teams who own the integration and keep payments flowing — one clean layer to operate, with every rail reached through a single interface.

vision & mission

Where we’re headed.

Vision

To be the world’s most trusted technology partner for financial interoperability and seamless digital payments.

Mission

To deliver secure, scalable, standards-compliant transaction solutions that connect people, businesses and financial ecosystems — so every institution we serve can move faster, reach further, and operate with confidence.

the next step

Let’s walk your payment architecture together.

Thirty minutes with our engineers. Bring your stack — we’ll show you where EBB sits, what it changes, and the first thing we’d harden.