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In Production

One integration layer for every
payment network you connect to.

Mobile money, interbank switches, and cross-border corridors — added as configuration, not rebuild projects. Security, audit, and compliance are inherited the moment a corridor goes live.

The first integration was a project.
The tenth shouldn't be.

On most payment infrastructure, it still is. Every corridor restarts the same project — its own protocol, its own compliance work, its own audit logic. The cost compounds, and the engineering team never gets to the products on top.

01

Every corridor is a separate project

Each new payment network is a distinct protocol, certification, and compliance obligation — built from scratch, at full cost, every time.

Cost Months per integration
02

The cycle never closes

By the time one integration ships, the next is already in the queue. Customers don't wait — they move to whoever can offer the rail today, and the institution running the longest roadmap is rarely first to market.

Cost Customers move on
03

No common audit layer

Fragmented infrastructure means no single source of truth. A regulator's question turns into a multi-team forensics exercise across disconnected systems.

Cost Audits become forensics

One permanent layer.
Every network.

The gateway sits between your core banking system and every payment network you connect to. Each provider is an independent module — built, tested and deployed without touching anything else. Security, compliance, audit and recovery are properties of the gateway itself, not of any single integration.

Your stack
Core Banking
Finacle · T24 · FlexCube · custom CBS
Unchanged
EBB Gateway
One signed, audited API
  • Signatures · mTLS · network isolation
  • AML · PCI-DSS masking · audit trail
  • Reversals · reconciliation · escalation
  • Webhooks · operator console · RBAC
Built once
Networks
Mobile money
Interbank switches
Cross-border
Card networks
new corridors
Configured in

Four properties of the platform.

Speed, throughput, security and recovery aren\'t toggles. They apply unconditionally to every transaction on every corridor — inherited the moment a new network connects.

Speed to Market

01

Production-ready in 4–8 weeks instead of 6–18 months. Only provider-specific logic needs writing — security, compliance and audit are already part of the gateway.

Our gateway 4–8 weeks
Industry norm 6–18 months

Throughput & Scale

02

Designed for production scale from deployment. Connection pooling absorbs traffic bursts, hundreds of concurrent dispatch channels, async by default.

Security

03

Six structural layers — signatures, mutual TLS, network isolation, AML, PCI-DSS masking, end-to-end audit — applied unconditionally to every transaction.

  1. 01
    Signatures Every payload cryptographically signed.
  2. 02
    Mutual TLS Both parties verified — no password fallback.
  3. 03
    Network isolation Surfaces run on separate ports.
  4. 04
    AML screening Runs at the infrastructure layer.
  5. 05
    PCI-DSS masking Sensitive fields masked at ingestion.
  6. 06
    Audit trail Every field, every stage logged.

Transaction Reliability

04

Every failure has a defined recovery path. Automatic reversal on credit failure, escalation without silence, async dispatch so callers never block.

  • Automatic reversal Triggered on any credit failure — funds returned, incident logged, no manual step.
  • Escalation without silence If auto-recovery can't complete, ops are notified with the full transaction context attached.
  • Asynchronous processing Time-sensitive flows acknowledged at ingress — the calling channel is never held waiting.

The surfaces your customers actually touch.

The gateway is the backend. Any channel your institution operates connects through its API and inherits full network connectivity, security enforcement and audit coverage — without a parallel payment stack.

01

Mobile banking & DFS apps

Any digital financial services app — your own or a partner's — connects through the gateway for money transfers, payments, and every product in your portfolio.

Wallet appsDFS platformsReal-time transfers
02

ATM & POS networks

Card-based and tap-based channels route through the gateway for processing, settlement and reversal — with the same audit guarantees as every other channel.

Card presentContactlessAuto-reversal
03

Agent banking

Agent networks in underserved areas reach the same payment rails through the gateway — extending coverage without extending integration complexity.

Cash-in / Cash-outUSSD agentOffline-tolerant
04

USSD & web portals

USSD services and web-facing portals connect through the same API. New channels are added to the existing gateway — never to a parallel payment stack.

Session-basedStateless APIMulti-tenant

From decision to live transactions.

Activation is configuration, not a new build. New corridors follow the 4–8 week cycle. The path, the proof, and the compounding value — in one view.

01

The path

A defined sequence from decision to live transactions.

01
Weeks 1–8

Gateway Deployment

CBS integration, mTLS, AML & PCI-DSS pipeline, admin portal. Gateway operational before any channel goes live.

02
Weeks 6–14 · Parallel

Network Activation

For live operators and interbank networks: configuration, not a build. New corridors follow the 4–8 week cycle.

03
Weeks 10–18

Channel Integration

DFS platforms, ATM & POS, agent banking, USSD — integrated against the stable gateway API.

04
Ongoing

Growth & Expansion

New corridors, API change management, new channels — handled by us. Your engineering team is not drawn in every time the market moves.

02

Live in production

Each integration below is settling real transactions today.

Mobile money
M-PESAAirtel MoneyVodacomMTNAfricellOrange Money
Interbank & switches
PesaLink / IPSLPAPSSMultipay DRC
Core banking
FinacleT24FlexCubeOther CBS on request
03

Each corridor costs less than the last

A new corridor inherits every security layer, the full audit trail and the reversal logic the moment it connects.

Conventional
  • Own security model per integration
  • Own logging format per provider
  • Own reconciliation each time
  • Complexity grows with every corridor
EBB Gateway
  • Six security layers, every corridor
  • One audit trail across the platform
  • Common compliance — inherited
  • Each corridor costs less than the last
Ready to Build

The infrastructure is built. The integrations are live. The next step is yours.

Walk through the architecture with our engineering team and scope an engagement specific to your institution's market and requirements.